USASF.NET

Eligibility:
Class 1: All United States members (ages 4-19) of the U.S. All Star Federation (USASF).
Class 2: All United States coaches of the U.S. All Star Federation(USASF).

Coverage:
All Class 1 and 2 eligible Insureds who are participating in USASF sanctioned competitions or during supervised All-Star cheerleading activities at USASF member gyms. Such supervision must occur by an adult credentialed coach (age 18 or older) in order for coverage to apply to an Insured. If such activity is not supervised by a credentialed adult, the USASF members Insured must themselves be crendentialed in order for coverage to apply.

Exclusions and Limitations:
No benefits are payable for:

	(1) Illness or disease or medical or surgical treatment thereof, including diagnosis, except:
		(a) as may be specifically provided for in the policy;
		(b) as may result from an Injury sustained in a Covered Accident;
		(c) a cardiovascular accident, stroke or other similar traumatic event caused by exertion while participating in a Covered Event;
	(2) bacterial infection, except infection of and through a wound accidentally sustained;
	(3) suicide or intentionally self-inflicted Injury while sane;
	(4) an act of declared or undeclared war;
	(5) participation in a riot or engagement in or attempt to commit a felony or being engaged in an illegal activity; (6) travel or flight in or descent from any aircraft, unless the Insured Person is a passenger for authorized group or team travel on a regularly scheduled flight on a commercial airline; or is a passenger on an aircraft chartered solely for the purpose of travel which has a valid airworthiness certificate from the jurisdiction in which operated and which is being operated by a duly licensed pilot; (7) charges which exceed the Reasonable and Customary charges; (8) charges Incurred for dental work unless the Insured Person sustains a Disablement which results in damage to his or her natural teeth; (9) charges Incurred for television, telephone, water pitcher, and other personal convenience items, or expenses for other persons, except as may be specifically provided for elsewhere; (10) charges Incurred for services or supplies not specifically provided for in the policy; (11) charges which would not have been made in the absence of insurance or which the Insured Person is not legally obligated to pay; (12) charges Incurred for cosmetic procedures, unless made necessary by a Disablement; (13) charges Incurred for eyeglasses, contact lenses or hearing aids or for any examination or fitting related to these devices unless made necessary by a Disablement; (14) charges Incurred for care, treatment or service, which is not Medically Necessary to the diagnosis or treatment of a Disablement; (15) charges Incurred for the professional services of a person who either resides with or is an Immediate Family member; (16) charges Incurred for experimental or investigational treatment or procedures; (17) charges Incurred for articles of clothing which are intended for use more than once; (18) treatment of a Disablement sustained as a result or consequence of being Intoxicated, as specifically defined in the policy, or under the influence of any controlled substance unless administered on the advice of a Doctor; (19) the use by the Insured of drugs or narcotics unless used as prescribed by a Doctor for a condition other than drug addiction; (20) routine medical examination and related medical services; (21) charges which are recoverable from any other insurance policy, service contract, Workers' Compensation or other arrangements of insured or self-insured group coverage.

This document is a summary of the U.S. All Star Federation (USASF) Catastrophic Injury Insurance Program. The Memorandum of Coverage on file with USASF contains all of the provisions, exclusions, limitations and qualifications of the insurance benefits. If there is any conflict between the Memorandum of Coverage and this piece, Memorandum of Coverage provisions will prevail.