| Plan Summary |
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|
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| Aggregate Limit of Liability |
|
$1,000,000.00 |
| This is the maximum amount for which the Insurer is liable for an Insured Person for all benefits under this plan due to any one Accident. |
| |
|
$25,000.00 |
| Covered Accident Deductible: |
|
|
Eligible medical expenses payable under any other insurance policy or service contract will be used to satisfy or reduce the Covered Accident
Deductible |
| |
|
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| Full Excess* Medical, Dental, Rehabilitative and Custodial Care Expense Benefits: |
| Benefit Percentage |
|
100% |
| Deductible Establishment Period |
|
24 Months |
| Maximum Benefit Period |
|
10 Years from accident date |
| Maximum Benefit Amount |
|
$1,000,000.00 |
| Maximum for Medically Necessary Hospital Inpatient Services and Supplies |
|
Included in Medical Maximum |
| Maximum for confinement in an Extended Care Facility Per Calendar Year |
|
$365,000.00 |
| Daily Room And Board Limit For: |
|
|
Private Or Semi-Private Room |
|
Average Semi-Private Rate Of Hospital In Which
Confined |
Intensive Care |
|
Reasonable and Customary Charges |
| |
|
|
| Combined Home Health Care and Custodial Care Maximum |
|
|
Benefit per Calendar Year |
|
$100,000.00 |
| |
|
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| Treatment Of Mental Or Nervous Disorders: |
|
|
Doctor Fees- |
|
|
Amount Per Visit
|
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$90 |
Visits Per Day
|
|
One (1) |
Visits Per Calendar Year
|
|
50 |
Inpatient Hospital |
|
Up to 45 Days |
| |
|
|
| Maximum Spinal Manipulative Services Benefit |
|
|
Maximum Amount Per Calendar Year |
|
$1,000.00 |
| |
|
|
| Maximum Outpatient Physical Therapy Benefit |
|
|
Maximum Amount Per Calendar Year |
|
$25,000.00 |
| |
|
|
| Maximum Prosthetic Limitation |
|
|
Benefit Amount payable during the first two (2) years after
Covered accident |
|
$100,000.00 |
Benefit Amount payable for the remainder of the benefit
Period immediately thereafter |
|
$100,000.00
$200,000.00 If amputation of the leg above the knee. |
Maximum Benefit Amount |
|
$200,000.00
$300,000.00 If amputation of the leg above the knee. |
| |
|
|
| Accidental Death, Dismemberment or Loss of Sight,
Speech or Hearing Benefit: |
| Principal Sum |
|
$10,000.00 |
| Loss Establishment Period |
|
365 Days |
| |
|
|
*Coverage is excess over any other valid and collectible insurance or similar benefit program available to the Insured Person for a
Covered Loss. |
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